From our experience as professionals we have found the main issues our customers face are…

1. Too much debt
2. Threatening phone calls
3. Threatening legal letters and demands from creditors and solicitors
4. Statutory Demands
5. County Court Judgements, or threats of
6. Charging Orders
7. Attachment to Earnings
8. Insolvency Proceedings
9. Bankruptcy Threats
10. Default Letters
11. Arrears Notification
12. Bank Charges
13. Bailiffs threats in person, over the phone or by letter
14. Constant harassment
15. Constant phone calls that are intrusive sometimes at work
17. Loss of income
18. Loss of job
19. Underemployment
20. Sickness then falling behind with your debts
21. Relationship Breakdown
22. Family breakdown
23. Marital breakdown
24. Health issues directly or indirectly
25. Budgeting problems
26. Having to work too hard just to pay the bills
27. Paying debts at the expense of living (do you feel you are having to live off tinned beans to pay your debts)
28. Not seeing enough of the family or friends due to being forced into work to pay debts
29. Not seeing children or loved ones or having the ability to financially support them
30. No financial direction
31. Lack of sleep
32. Mental anxiety
33. Repossession

If you feel you have fallen off the edge of a cliff and your financial problems are starting to spiral out of control, please give one of our professional debt councillors a call. They are trained to listen in an empathetic way and help you plan a way out of the trouble you feel you may be under.